Choosing insurance that’s right for you can be complicated. Each year insurance companies make changes to their plans that can impact your out-of-pocket spend, the providers available on your network or which pharmacies you can visit. We understand that keeping up with all the changes can be overwhelming, so we work with many trustworthy brokers who can guide you and make the selection process easier.
A broker is a state licensed individual that specializes in a specific insurance type. Think of a broker as the real-estate agent for your insurance needs. It’s their job to stay up to date with the yearly changes that happen within the insurance industry. A trusted broker should not rush you into selecting a plan without giving you enough time to think about all the options presented. Any questions or concerns regarding your plan should be discussed with your broker, as they have the necessary resources to help you select the right plan for you.
Here are a few tips when it comes to working with a broker:
B – Be sure to let them know if you have a favorite doctor that you would like to continue seeing.
R – Remember to inform them of any medications you’ve recently taken or are currently taking.
O – Open up and be as transparent as you can.
K – Know if they’ll be there for you when you need them the most.
E – Every broker should be well-rounded and unbiased.
R – Remember to ask the following questions after you’ve met with a broker.
If you have any questions and would like to connect with a broker, please call our Care Experience Team.
Take this time to reassess the care you’re receiving. Be sure to make any changes during Medicare’s Annual Election Period, which runs from October 15 – December 7, and allows Medicare beneficiaries to add, change or drop their current coverage. Visit P3HP.org/AEP for more information.