This time of year, thousands of seniors are reviewing their healthcare options for the following year. Should you stay with traditional Medicare or add a Medicare supplement plan? Will Medicare Advantage give you better coverage? Do you need to pay more to get better care?
A broker is a state licensed individual that specializes in a specific insurance type. Think of a broker as the real-estate agent for your insurance needs. It’s their job to stay up to date with the yearly changes that happen within the insurance industry. A trusted broker should not rush you into selecting a plan without giving you enough time to think about all the options presented. Any questions or concerns regarding your plan should be discussed with your broker, as they have the necessary resources to help you select the right plan for you.
Here are a few tips when it comes to working with a broker:
B – Be sure to let them know if you have a favorite doctor that you would like to continue seeing.
R – Remember to inform them of any medications you’ve recently taken or are currently taking.
O – Open up and be as transparent as you can.
K – Know if they’ll be there for you when you need them the most.
E – Every broker should be well-rounded and unbiased.
R – Remember to ask the following questions after you’ve met with a broker.
If you have any questions and would like to connect with a broker, please call our Care Experience Team.
Take this time to reassess the care you’re receiving. Be sure to make any changes during Medicare’s Annual Election Period, which runs from October 15 – December 7, and allows Medicare beneficiaries to add, change or drop their current coverage. Visit P3HP.org/AEP for more information.